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The Government Launched A Guide For Financial Literacy Education
Thursday, 31 Oct 2024
The Ministry of Education, Culture, Research, and Technology has released a guide on Financial Literacy Education. Financial Literacy Education is one of the three priority issues highlighted in the Merdeka Curriculum, alongside climate change education and health education. This guide was introduced during a webinar titled “Moving Together for Financial Literacy Education in the Merdeka Curriculum,” aiming to enhance understanding, skills, and the ability to apply good financial management concepts in daily life.
“Financial Literacy Education is not a new policy. It is a collection of resources designed to help teachers develop financial skills through the Merdeka Curriculum,” said Anindito Aditomo, Head of the Standards, Curriculum, and Assessment Agency (BSKAP) of the Ministry, in a press release in Jakarta. Anindito also noted that low financial literacy affects not just individuals but society as a whole. With poor financial literacy, individuals are more likely to make bad financial decisions, such as falling into debt.
Personal crises that build up collectively can impact the overall economic well-being of society. Therefore, this cycle must be broken with Financial Literacy Education. "In the Merdeka Curriculum, we are developing four frameworks for financial literacy. First, how to earn income. Second, how to manage a budget. Third, how to save income. Fourth, how to manage risks and prepare for emergencies. These competencies involve not just cognitive skills but also many emotional aspects," added Anindito.
The Financial Literacy Guide can serve as a resource for the public, especially for students in primary and secondary education, in applying financial literacy education. Through this guide, schools can also find inspiration for integrating this education into their policies and culture.
Educators can easily integrate financial literacy education into the curriculum, extracurricular activities, and co-curricular programs. Schools can use existing resources to implement this. This guide also offers examples of best practices that local governments, school supervisors, training institutions, non-governmental organizations, parents, and other stakeholders can follow to support the implementation of financial literacy education.
